Check your salary in real numbers.

Enter the client-billed rate (pre-tax). It's only used for the simulation and never stored.

The payslip rate starts at 65% in year one and rises +1% per year, capped at 70% from year six.

Formula

Payslip monthly = rate × payslip rate
Payslip rate = 65% in year one, +1%/yr (max 70%)
Annual = monthly × 12
Total return = payslip + insurance (15.4%) + workers' comp (0.3%) + commute

Basis: under 40, Kyokai Kenpo Tokyo, FY2026 rates. Commute is a fixed ¥3,800/mo. Total return is what the company invests, not your take-home.

Allowances, tax and your own share of insurance sit outside this diagram. Actual pay varies by employment type. Just one example, not an average or a guarantee.